Spa and Salon
Business Services

teamSpa Business Associates is comprised of a team of professionals who are highly trained and experienced in various components of the salon and spa industries. Together Spa Business Associates offers the most comprehensive array of spa services in the industry - WE ARE AMERICA'S ONLY TRULY "FULL SERVICE" salon and spa consulting company.

Our Reasonably Priced Salon and Spa Business and Consulting Services Include These and Other Components:

Dreams Do Come True With a Little Help From the SBA
Pete MoronesPORTLAND, Ore. - Pete Morones, a bilingual clinical psychologist, didn’t have to think twice about buying a building to house his office. It made sense to purchase a building for his practice rather than continuing to pay rent. Morones now owns his own office building and rents out space to others. Most people aspire to own a building for the same reason they aspire to own a home; they are more in control of the use and the cost. Evergreen Business Capital helped Morones buy his own real estate through the Small Business Administration's 504 loan program. “Morones needed $370,000 to buy the building — at a time when the economy was tanking and banks just didn't want to lend," recalls Evergreen Senior Loan Officer Lori Milton.

Morones is a business banking client with Bank of America. Lori Milton asked the bank to loan Morones the money for his building. The bank funded Morones $250,000, Evergreen funded $83,000 and Morones came up with the rest.

Proceeds from 504 loans must be used for fixed asset projects such as: purchasing land and improvements, including existing buildings, grading, street improvements, utilities, parking lots and landscaping; construction of new facilities, or modernizing, renovating or converting existing facilities; or purchasing long-term machinery and equipment.

Typically, a 504 project includes a loan secured with a senior lien from a private-sector lender covering up to 50 percent of the project cost, a loan secured with a junior lien from the Certified Development Company like Evergreen Business Capital (backed by a 100 percent SBA-guaranteed debenture) covering up to 40 percent of the cost, and a contribution of at least 10 percent equity from the small business being helped. To be eligible, the business must be operated for profit and fall within the size standards set by the SBA. Under the 504 Program, the business qualifies as small if it does not have a tangible net worth in excess of $8.5 million and does not have an average net income in excess of $3 million after taxes for the preceding two years. Loans cannot be made to businesses engaged in speculation or investment in rental real estate.

"Because we allow business owners to get into a loan with only 10 percent down, it helps them hold onto their working capital and helps them to purchase their existing rental building if the building owner suddenly offers it up," Milton said. "Most banks want 25 to 30 percent down on a building, and that’s a lot of money if you’re not actively saving money for the purchase."

"Evergreen made it possible for us to finance our project; something we had been working on for some time. Ms. Milton went above and beyond to assist us with securing financing as we encountered unforeseen obstacles in the current market,” said Morones.

For additional success stories, go to www.sba.gov


FOR ADDITIONAL INFORMATION
CONTACT Spa Business Associates TODAY
TOLL FREE: 866 257-7772 or

email: harry@spabusinessassociates.com


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Business Consulting Packages


A business plan plus all the  consulting you will need to acquire your site, construct your spa, market it and begin successful operations. Our packages are all-in-one, comprehensive services for one low price. You will be amazed at what you get as well as the cost.
On-Site Spa Training

 

trainingSpa Business ASssociates can provide on or off-site training for your spa technicians and professionals including equipment techniques, product knowledge, front desk, retail sales and day-to-day operations. This training is conducted by experienced and educated trainers from across America.

Spa Evaluation
second opinion

Sometimes it pays to get a second opinion. For example, if your spa is not meeting its expectations, Spa Business Associates, Inc., can provide an independent assessment of your operations, personnel, marketing, management and financial conditions. Then we can make recommendations to help get you back on the right track. The evaluation can be conducted either on-site or via email, telephone and overnight courier.

click on the "doc" to get more information.

Communications Design
 story to tell
Every spa has a story to tell. Communications design involves the design and production of all media tools used to tell that story. Use of these tools ls is an important element that will make the difference between financial success and financial failure.

Coming up with the right spa design and using the right spa designer are primary keys to the success of your project regardless of the type of spa and regardless of whether it’s new, an expansion or a renovation. Spa Business Associates, Inc., has associated itself with Corporate Interiors to provide design services for its clients.

 

On-Site Consultation

pam    

Our consultants travel to your site for personal review and analysis of all aspects of your spa project including a written report, recommendations and follow-up.

 

 

Financing

bankSpa Business Associates, Inc., can assist you with arranging financing using conventional or SBA loans or equipment leases. Your business plan will be written to meet the underwriting requirements of your lender or equipment leasing company.

spa tip"Gross income projections should be based on a combination of treatment station utilization rates and actual sales figures from other salons and spas. Be as accurate as possible to obtain the best overall financial projections."